Do you transport tools and equipment in your company car? It’s crucial to have them properly insured! These items are often valuable and essential for your work. Company tools insurance protects them from damage and theft, day and night.

Imagine how convenient it is to manage all your insurance in one place!

1. No need to remember which company covers what.
2. At Polisa.nl, you can get discounts that might even make one insurance policy free of charge.
3. In case of damage, we’ll handle the claims, ensuring you don’t suffer any financial loss.
4. Are you new to the Netherlands? We understand Dutch can be challenging at first, so we offer service in your language! It’s not just about the language but also about understanding the legal rules—we’ve got you covered!

Why is company tools insurance so important?

Many professionals leave their tools or expensive equipment in their vehicles overnight. After all, who wants to carry a heavy saw or an expensive drill back home every evening? Unfortunately, thieves know this too. Break-ins targeting vehicles owned by construction companies and craftsmen are common.

Without construction tools insurance, the cost of stolen items can amount to thousands or even tens of thousands of euros, severely impacting your company’s budget.

It’s a common misconception that comprehensive car insurance (AC) will cover such theft. In reality, vehicle insurance only covers permanently attached items. Likewise, home insurance won’t cover stolen tools since they typically belong to the business, not the insured individual.

This is why construction tools insurance is essential—it provides specific protection for these scenarios.

Benefits of tools and equipment insurance in vehicles

This type of insurance is ideal for self-employed individuals, covering tools and equipment in company vehicles against damage and theft.

What’s covered:

• Damage caused by fire, explosion, storms, theft, burglary, or vandalism.
• Repair costs for damaged items or invoice value of stolen items.
• Repair or current market value of damaged or stolen tools.

The insurance provides 24/7 coverage for items stored in company vehicles. Your cargo is protected during transit, stops, loading, and unloading.

Comprehensive business protection with Polisa.nl

Now you know why construction tools insurance is so crucial. At Polisa.nl, we prioritize self-employed professionals by offering a wide range of insurance products.

Looking to win more contracts? Check out our AVB insurance, increasingly required by contractors. We also offer income loss insurance and three levels of company car insurance! Interested? Contact us at +31 88 1021 544, email us at info@polisa.nl, or fill out our contact form. We’re available 7 days a week! Let us help you protect your business.